Get your CIBIL & Experian credit score, reports & insights regularly on OneScore
1 નવેમ્બર 2022 થી બદલાઈ રહ્યા છે કેટલાક નિયમો
OneScore is the best app to check your credit score & understand your credit report.
Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of OneScore to check your CIBIL score now!
Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.
OneScore helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).
આ પણ વાંચો: સરકારી નોકરીની જાહેરાતો જુઓ
We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.
Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small & large aspects of your score to help you decide if you wish to act upon or change them to improve your score.
આ પણ વાંચો: હેલ્થ ટિપ્સ જુઓ | સરકારી યોજનાઓની માહિતી
There are 4 credit bureaus in India - Experian, Equifax & CRIF High Mark. OneScore shows your CIBIL credit score & Experian credit score & helps you keep track of both of them individually.
Credit Report: Track your score on the go & understand the factors that impact your score. Your score will be updated every month.
Now OneScore shows your CIBIL score along with Experian score.
Credit Score Insights: OneScore will analyze & highlight any aspects that need your attention.
️Credit Score Planner: Use our planner to get useful insights on how to improve your score.
️Safe & Secure: Totally Safe & Secure. None of your information is shared with any third party or institution.
આ પણ વાંચો: ઉપયોગી એપ્લિકેશન ખજાનો
Credit Score(क्रेडिट स्कोर) Basics
◼ Credit score is calculated based on the data that is provided by the lending institutions to the bureaus.
◼ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your balances.
◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!
◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.
Who can enroll on OneScore?
Anybody with a loan or credit card can get OneScore & check their credit score. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau.
What info do I need to have handy when I sign up?
To sign up, we'll ask you for some basic personal information such as your mobile number, email ID & name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.
Will using OneScore hurt my credit score?
It won’t. You can use all OneScore features without affecting your credit score.
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