Manav Garima Yojana How to Apply, Full Details, Apply Online

Manav Garima Yojana How to Apply, Full Details, Apply Online

SJE Gujarat OFFICIAL WEBSITE

Social Justice and Empowering Department  Gujarat Government Official Website

Samajik Nyay ane Utkarsh Vibhag Gujarat Sarkar

Only For BPL Card Holder

Manav Garima Yojana for providing self-employment in the form of self-employment to the Scheduled Caste persons. It has been decided to implement it through the office of caste welfare. Accordingly, with the implementation of the scheme, a total of 2120 beneficiaries have been given Rs. 31.50 crore has been provided under this scheme
Key Points of Manav Garima Yojana

This is a welfare scheme of Gujarat Government which is specially launched for scheduled cast people. The government has launched manav garima yojana 2021 with an aim to start this scheme to provide financial assistance to the scheduled cast people to start their own business in the state. This scheme will help them to start a small business which will improve their livelihood. All the scheduled cast people can take the benefit of this scheme by filling a simple application form. Other cast people are not eligible for this scheme.

Manav Garima Yojana has introduced with a view to encouraging Scheduled caste people to be self-employed and self-reliant. The scheme provides benefits in the form of financial assistance and other. Benefits are mentioned below in details

Under Manav Garima Yojana financial assistance or tools are given to start small business or to be self-employed

Under this scheme, financial assistance Rs. 4000 for equipment purchase will be provided, without obtaining bank loan.

Limit of Income for Benefits

Rural area beneficiary must have their name in the BPL list of Rural Development department. Rural area beneficiaries have not to produce income certificate.

Needed Documents

Identity proof: Aadhar card, Voter ID, College ID etc.

Residence proof: Residence certificate etc.

Income proof

Aadhar card

Passport size photograph

Bank details e.g. Account number, IFSC, MICR code

Caste certificate

Bank passbook copy

Other documents may be required

Manav Garima Scheme Online Application Form in Gujarati

◾Manav Garima Yojana How to Apply, Full Details, Apply Online
(SJE WEBSITE) :

Important Link : 

▪️Manav Garima Form : Click here

▪️Government Press Note : Click here

▪️APPLY ONLINE: CLICK HERE

SJE OFFICIAL WEBSITE (SOCIAL JUSTICE AND EMPOWERING DEPARTMENT) 

Eligibility Criteria 

Assistance in the form of tool kits is provided to Scheduled Castes who want to start a small business to get self employment without taking a bank loan.
Ismo of Scheduled Tribes can get self-employment. According to the scheme they are given tool kits / tools.

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Eligibility Criteria:

Annual income limit of ISM family of Scheduled Tribes is Rs. 5,000 / - in rural area and Rs. 5,000 / -

Scheme Benefits / Assistance:

Toolkits / tools are provided to the people of Anu tribe by Grimco Gandhinagar for various types of business.

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Income limit

Rs.2,000 / - per annum for rural area
Rs.2,000 / - per annum for urban area
The standard of assistance
Assistance is provided in the form of tools / tool kits under the Human Dignity Scheme. Implementation of this scheme From 1/4/2018 through Director, Scheduled Caste Welfare, Gujarat State, Gandhinagar.

BCK-31 Financial Assistance for Manav Garima Yojana in cottage industries and self-employment

Eligibility Criteria:
Financial assistance for the Scheduled Caste persons desirous to start cottage industry for self-employing without obtaining bank loans.
Income limit – Rs.47,000/- for rural areas and Rs.68,000/- for urban areas.

Patten of Assistance:
Financial Assistance for equipment assistance.
This Scheme is implemented D-01/04/2012 through Gujarat Scheduled Caste Development Corporation, Gandhinagar.

FOR LATEST AND ACCURATE INFORMATION OF THIS SCHEME PLEASE REFER ABOVE OFFICIAL WEBSITE LINK.

Make an important announcement, learn the benefits

 These banks will provide facility:

 Let me tell you, on the psbloansin59minutes portal, State Bank of India (SBI), Bank of India (BOI) and Corporation Bank MSME have given in-principle approval for loans up to Rs 5 crore.  Bank of India plans to reach out to its retail products with the help of this portal.  Bank of India (BOI) is working on this scheme.  The general manager of Bank of India (BOI) said, "With the help of this portal, customers will be able to avail home and auto loans."

 However, Indian Overseas Bank (IOB) is also working on this scheme.  Indian Overseas Bank (IOB) is getting good response from the psbloansin59minutes platform.  Now, Indian Overseas Bank (IOB) is not only considering raising the loan limit for MSMEs to Rs 6 crore, but is also looking at retail (home and auto loans) on the portal in the near future.

 According to a senior official of another government bank, if products like home and auto loans are launched on the psbloansin59minutes platform, the bank's retail business will expand, and the transaction problem will be lessened.

 This is how to apply for Micro, Small and Medium Enterprises

 Eligibility letter and in-principle approval is now available in 59 minutes when applying for a loan using the MSME psbloansin59minutes platform.  Apart from this they can also make their choice in the bank.  Loans are available within 7-8 days after receiving the approval letter.  Prime Minister Narendra Modi launched the psbloansin59minutes portal in 2018.  Within 4 months of launch, a loan of Rs 35000 crore was approved in principle with the help of this portal.  As of March 31, 2019, 50706 applications have received in-principle approval in the psbloansin59minutes portal.  The initiative reimagines and simplifies the overall process of fund raising and has been designed to ease access of credit to Individuals and MSMEs.  This is a unique platform that ensures seamless In-principle loan approval.

 The initiative aims at automation and digitization of various processes of Business Loan (Term Loan, Working Capital Loan and Mudra Loan) and Retail Loans (Personal Loan, Home Loan and Auto Loan) in such a way that a borrower gets an In-principle approval  letter in less than 59 minutes.  The borrower has been given the flexibility to choose lender.

 Business Loan In-principle approvals, with / without collateral, are currently provided for value from INR 1 Lac to INR 5 Crore.  The Rate of Interest starts from 8.5% onwards.  The Platform is integrated with CGTMSE to check eligibility of borrowers.Mudra Loan In-principle approvals are currently provided for value from INR 10,000 to INR 10 Lacs.

 Personal Loan In-principle approvals are currently provided for value up to INR 20 Lacs, Home Loan In-principle approvals are currently provided for value up to INR 10 Crores and Auto Loan In-principle approvals are currently provided for value up to INR 1 Crore  .